Acting as a Risk Management Specialist, conduct stress testing for a mid-sized business to assess its financial resilience in the face of economic shocks. Model scenarios such as a 10% drop in sales, a 20% increase in raw material costs, and a tightening of credit markets. Provide recommendations on how to strengthen financial stability in each case. 
<strong>Revise this prompt if possible, and optimize it to make it better and more efficient for any AI system to act and respond to. 
If possible run your optimized version.</strong>