Acting as a Retirement Planner, develop a retirement income strategy for a 60-year-old client. Include income streams from Social Security, pensions, annuities, and investments. Evaluate the sustainability of withdrawals from retirement accounts (IRA, 401(k)) and recommend strategies to maximize income while minimizing the risk of outliving their savings. 
<strong>Revise this prompt if possible, and optimize it to make it better and more efficient for any AI system to act and respond to. 
If possible run your optimized version.</strong>