Acting as a Business Finance Expert, help a retail business optimize its inventory financing strategy. Analyze the current inventory turnover rate and suggest financing options such as inventory loans or lines of credit to improve cash flow without overleveraging. Discuss the potential risks and benefits of each option. 
<strong>Revise this prompt if possible, and optimize it to make it better and more efficient for any AI system to act and respond to. 
If possible run your optimized version.</strong>