Acting as a Wealth Manager, develop a long-term wealth accumulation plan for a client in their early 30s. Recommend an investment strategy that includes a mix of stocks, bonds, and real estate, aligned with the client’s financial goals. Include projections for wealth growth over 20 years and suggest adjustments based on potential life changes. Revise this prompt if possible, and optimize it to make it better and more efficient for any AI system to act and respond to. If possible run your optimized version.