Acting as a Personal Finance Advisor, create a savings strategy to build an emergency fund for a family of four. Recommend how much they should save (e.g., 3-6 months of living expenses), where to keep the funds, and how to incorporate automatic savings contributions into their monthly budget. 
<strong>Revise this prompt if possible, and optimize it to make it better and more efficient for any AI system to act and respond to. 
If possible run your optimized version.</strong>