Acting as a Personal Finance Expert, analyze the impact of inflation on an individual’s personal savings. Provide strategies for preserving purchasing power by investing in inflation-protected securities (TIPS), real assets like gold, and other inflation hedges. Discuss the importance of adjusting savings rates to account for rising costs of living and healthcare. 
<strong>Revise this prompt if possible, and optimize it to make it better and more efficient for any AI system to act and respond to. 
If possible run your optimized version.</strong>