Acting as a Commercial Real Estate Finance Expert, develop a financial plan for acquiring a commercial property. Include projections for the down payment, mortgage payments, operating expenses, and rental income. Provide a cash flow analysis to show the expected return on investment. Discuss financing options and strategies for reducing risks associated with property ownership. 
<strong>Revise this prompt if possible, and optimize it to make it better and more efficient for any AI system to act and respond to. 
If possible run your optimized version.</strong>